Which State Has the Most Fraud? Most Scammed States (FTC Data)
How common are scams and identity theft where you live? These are the Federal Trade Commission's own numbers for every state, from its Consumer Sentinel Network Data Book 2024, published March 10, 2025. It's the most recent annual edition: as of September 25, 2026, the FTC hasn't published a Data Book for 2025.
Which state has the most fraud and scams?
The FTC doesn't count scams directly: it ranks states by how many reports people file for every 100,000 residents. By that measure, Florida came first among the 50 states in 2024, with 2,163 fraud and other reports per 100,000 people. The District of Columbia had an even higher rate (2,509), but the FTC doesn't rank it. Florida had the highest identity theft rate (528 per 100,000), and California reported the most money lost to fraud ($1.68 billion).
Top 10 states for fraud and scams in 2024
Three ways to rank them, all from the FTC's 2024 numbers. The full table for every state is further down.
By fraud and other reports per 100,000 people (the FTC's ranking)
- Florida: 2,163 per 100,000
- Georgia: 2,108 per 100,000
- Delaware: 1,876 per 100,000
- Nevada: 1,867 per 100,000
- Maryland: 1,799 per 100,000
- Texas: 1,561 per 100,000
- South Carolina: 1,536 per 100,000
- New Jersey: 1,506 per 100,000
- Louisiana: 1,472 per 100,000
- Illinois: 1,469 per 100,000
By identity theft reports per 100,000 people
- Florida: 528 per 100,000
- Georgia: 517 per 100,000
- Nevada: 466 per 100,000
- Texas: 393 per 100,000
- Delaware: 392 per 100,000
- Massachusetts: 388 per 100,000
- California: 356 per 100,000
- Louisiana: 346 per 100,000
- Illinois: 339 per 100,000
- Maryland: 324 per 100,000
By money reported lost to fraud
Totals favor big states, so read this list together with the rates above.
- California: $1.68 billion
- Texas: $897.9 million
- Florida: $866.1 million
- New York: $534.0 million
- Arizona: $336.7 million
- Illinois: $318.1 million
- New Jersey: $314.4 million
- Washington: $297.2 million
- Virginia: $293.7 million
- Georgia: $291.3 million
Key numbers
- Lowest rate of fraud and other reports: South Dakota, with 676 per 100,000 people.
- Highest median loss: $600 each, in Arizona, Hawaii and Wyoming.
- Nationwide in 2024: 6,471,708 reports, including 2,600,678 fraud reports. People reported losing $12,537,194,708 to fraud, and the median loss was $497 (Data Book 2024, pp. 6, 8 and 10).
Every state, ranked
Ranked by reports per 100,000 people, as the FTC does. Tap a column name to sort. The District of Columbia and Puerto Rico are listed but not ranked by the FTC. Download the table (CSV).
| Florida | 2,163 #1 | 528 #1 | 159,307 | 41% | $866.1 million | $520 |
|---|---|---|---|---|---|---|
| Georgia | 2,108 #2 | 517 #2 | 67,703 | 39% | $291.3 million | $450 |
| Delaware | 1,876 #3 | 392 #5 | 7,540 | 39% | $34.3 million | $466 |
| Nevada | 1,867 #4 | 466 #3 | 24,331 | 42% | $138.5 million | $519 |
| Maryland | 1,799 #5 | 324 #10 | 43,876 | 38% | $198.9 million | $435 |
| Texas | 1,561 #6 | 393 #4 | 162,101 | 41% | $897.9 million | $500 |
| South Carolina | 1,536 #7 | 291 #13 | 31,929 | 40% | $137.0 million | $450 |
| New Jersey | 1,506 #8 | 313 #11 | 55,969 | 40% | $314.4 million | $500 |
| Louisiana | 1,472 #9 | 346 #8 | 20,534 | 39% | $89.4 million | $425 |
| Illinois | 1,469 #10 | 339 #9 | 71,060 | 41% | $318.1 million | $400 |
| Arizona | 1,459 #11 | 287 #15 | 54,367 | 41% | $336.7 million | $600 |
| Pennsylvania | 1,419 #12 | 290 #14 | 74,926 | 40% | $285.4 million | $350 |
| New York | 1,402 #13 | 295 #12 | 118,933 | 40% | $534.0 million | $429 |
| Alabama | 1,388 #14 | 269 #16 | 26,049 | 39% | $104.2 million | $400 |
| North Carolina | 1,369 #15 | 259 #19 | 63,176 | 40% | $276.8 million | $407 |
| Virginia | 1,361 #16 | 213 #23 | 57,867 | 39% | $293.7 million | $450 |
| California | 1,291 #17 | 356 #7 | 238,705 | 40% | $1.68 billion | $542 |
| Colorado | 1,260 #18 | 208 #26 | 44,945 | 38% | $210.7 million | $500 |
| Mississippi | 1,221 #19 | 268 #17 | 12,911 | 39% | $44.4 million | $353 |
| Connecticut | 1,220 #20 | 236 #21 | 20,825 | 41% | $90.3 million | $432 |
| Tennessee | 1,188 #21 | 212 #24 | 39,942 | 39% | $157.2 million | $400 |
| Missouri | 1,169 #22 | 187 #28 | 35,317 | 39% | $139.3 million | $400 |
| Michigan | 1,167 #23 | 237 #20 | 53,351 | 39% | $204.0 million | $350 |
| Massachusetts | 1,165 #24 | 388 #6 | 40,845 | 40% | $210.3 million | $425 |
| Washington | 1,134 #25 | 169 #30 | 56,358 | 36% | $297.2 million | $465 |
| Ohio | 1,115 #26 | 236 #22 | 63,367 | 38% | $226.2 million | $350 |
| Oregon | 1,090 #27 | 163 #31 | 30,013 | 37% | $123.7 million | $400 |
| Rhode Island | 1,075 #28 | 264 #18 | 5,948 | 42% | $20.7 million | $350 |
| Indiana | 1,071 #29 | 198 #27 | 34,586 | 38% | $112.3 million | $375 |
| New Hampshire | 1,033 #30 | 150 #35 | 8,838 | 39% | $34.6 million | $325 |
| Alaska | 992 #31 | 106 #48 | 4,917 | 39% | $26.9 million | $525 |
| New Mexico | 991 #32 | 150 #34 | 12,694 | 38% | $56.6 million | $500 |
| Hawaii | 980 #33 | 138 #38 | 8,832 | 39% | $61.6 million | $600 |
| Arkansas | 971 #34 | 209 #25 | 14,393 | 40% | $52.1 million | $375 |
| Wisconsin | 908 #35 | 149 #36 | 30,287 | 40% | $106.0 million | $357 |
| Vermont | 908 #36 | 101 #49 | 3,914 | 37% | $10.6 million | $285 |
| Oklahoma | 908 #37 | 169 #29 | 19,331 | 40% | $72.7 million | $432 |
| Utah | 906 #38 | 157 #32 | 19,493 | 40% | $113.1 million | $550 |
| Minnesota | 906 #39 | 127 #41 | 31,081 | 38% | $144.6 million | $412 |
| Wyoming | 899 #40 | 120 #45 | 3,577 | 40% | $20.1 million | $600 |
| Nebraska | 887 #41 | 130 #40 | 9,655 | 38% | $41.9 million | $400 |
| Maine | 879 #42 | 127 #42 | 7,675 | 40% | $29.3 million | $350 |
| Montana | 873 #43 | 131 #39 | 6,569 | 39% | $22.5 million | $459 |
| Kentucky | 859 #44 | 142 #37 | 22,129 | 40% | $70.8 million | $349 |
| Idaho | 849 #45 | 125 #43 | 10,359 | 41% | $53.9 million | $490 |
| Kansas | 848 #46 | 154 #33 | 14,747 | 39% | $57.6 million | $402 |
| West Virginia | 836 #47 | 113 #47 | 8,767 | 41% | $27.0 million | $341 |
| Iowa | 715 #48 | 123 #44 | 13,975 | 39% | $52.0 million | $400 |
| North Dakota | 696 #49 | 119 #46 | 3,127 | 42% | $14.4 million | $479 |
| South Dakota | 676 #50 | 94 #50 | 3,880 | 42% | $20.4 million | $400 |
| District of Columbia | 2,509 not ranked | 480 not ranked | 7,082 | 36% | $30.4 million | $448 |
| Puerto Rico | 376 not ranked | 51 not ranked | 2,759 | 50% | $14.5 million | $609 |
Source: FTC, Consumer Sentinel Network Data Book 2024: state rankings on pages 20 and 21, and fraud reports and losses by state in Appendix C, page 90. The FTC also publishes these tables as CSV files.
How to read these numbers
- They're reports, not a survey. The FTC says the Data Book "is based on unverified reports filed by consumers" and "is not based on a consumer survey" (p. 2). Many scams are never reported.
- "Fraud and other" is broader than scams. The FTC sorts reports into fraud, identity theft and other. The "other" group includes complaints about credit bureaus, debt collection and banks (pp. 7-8). For fraud only, use the fraud reports and losses columns.
- Per 100,000 people. "States and Metropolitan Areas are ranked based on the number of reports per 100,000 population," using 2023 U.S. Census population estimates (p. 3).
- Losses count reports of $1 to $999,999. That's how the FTC calculates amounts lost (p. 3). State rows don't add up to the national total, partly because not every report includes a state.
- Numbers keep changing. Reports can arrive late, so the FTC's live dashboards may show slightly different 2024 numbers than the printed Data Book (p. 3, ftc.gov/exploredata).
What about 2025?
The FTC hasn't published state tables for 2025 in a Data Book yet. Nationally, it told Congress that "in 2025, consumers submitted 3 million fraud reports to CSN and reported $15.9 billion in losses" (FTC testimony, March 25, 2026). In June 2026, it said about $16 billion was reported lost in 2025, "the highest on record" (FTC, June 15, 2026). The FTC's interactive state dashboard shows preliminary 2025 numbers and is updated every quarter.
If it happened to you
- Lost money? Start with the scam recovery checklist.
- Not sure where to report? See where to report each kind of scam.
- Worried about identity theft? Freeze your credit, and see what to do if a scammer has your Social Security number.
- Which cities report the most? See the most scammed cities (401 metro areas).
- Who loses the most by age group? See scams by age.
- How do scams start, and how did people pay? See scam statistics.
- All our step-by-step help is in the guides.
Data: Federal Trade Commission, Consumer Sentinel Network Data Book 2024, copied as published and checked against the FTC's own CSV files on September 25, 2026. U.S. government works are not covered by copyright (USA.gov). You're welcome to use and cite this table; please credit the FTC.