I Scanned a Fake QR Code: What to Do Now (Parking Meter Scams)

Fact-checked against official sources 9 min read

In the next 10 minutes

  1. If you paid, call your card issuer at the number on the back of your card. Ask for a refund and a new card.
  2. If you typed a password, change it now, and anywhere else you use it. Turn on two-factor authentication.
  3. If you typed your Social Security number or date of birth, go to IdentityTheft.gov and consider freezing your credit.
  4. If you installed an app or profile, delete it and stop logging into accounts on that phone. Then update it and run a security scan.
  5. If the page only opened, close it without typing anything, and update your phone's software and apps.
  6. Report the sticker to the city's parking office, and report the scam at ReportFraud.ftc.gov.

Scanned a QR code that turned out to be fake, like a sticker stuck over the real code on a parking meter? Here’s the short answer: close the page and don’t type anything else. If you paid, call your card issuer now. If you typed a password, change it. If you installed something, delete it and scan your phone. Then report the code.

The FTC warned about this trick on September 3, 2026. People have reported scammers covering real QR codes on parking meters with their own. Scanning one can send you to a fake site designed to steal your money, your personal information, or both. Here are the steps for each situation.

What happens when you scan a QR code? Is it safe?

A QR code is a square barcode your phone’s camera can read. The FBI says it can take you to a website, prompt you to download an app, or direct a payment (FBI). Many QR readers show a preview of the link before you open it, the FTC notes.

QR codes are “not malicious in nature,” the FBI says. The risk is where a tampered code sends you. It can lead to a spoofed site that looks real but steals what you enter, and the FTC warns it could also install malware that steals your information. That’s why the steps below depend on what you did after the scan.

What to do if you scanned a fake QR code

What happened What to do first
The page opened, but you didn’t type anything Close it, update your phone and apps, and report the code.
You paid for parking on the page Call your card issuer using the number on the back of your card.
You typed a username and password Change that password, and the same one anywhere else you use it.
You typed your Social Security number or other personal details Go to IdentityTheft.gov and consider a credit freeze.
You downloaded an app or a profile Delete it and stop logging into accounts on that phone.

The scam recovery checklist can turn your answers into a step-by-step list.

If you only opened the page

  1. Close the page and don’t go back. Don’t type anything or use any chat or “contact us” option on it. The FTC warns that if you reach out through a fake site, the people behind it may try to get money or sensitive information out of you.
  2. Update your phone’s operating system and apps. The FTC says updates help keep scammy links from turning into a hack. Apple and Google explain how: Update your iPhone or iPad and Check & update your Android version.
  3. Watch for signs of malware. The FTC’s list includes lots of pop-up ads, a browser that sends you to sites you didn’t pick, and messages you didn’t write. If you see any, follow the app steps below.
  4. Report the code so it can be removed (see below).

More on this: what to do after clicking a phishing link.

If you paid for parking on the fake page

The people behind the page now have your card number. The FBI warns that criminals can use stolen financial information to withdraw funds from victim accounts. Move fast:

  1. Call your card issuer. Use the number on the back of your card, or log in to your account online or through the issuer’s app, the FTC says. Tell them a scammer tricked you into paying on a fake parking site, and ask them to refund your money. New York City gave victims of its 2025 meter-sticker scam the same advice: notify your bank or credit card company.
  2. Ask for a new card. IdentityTheft.gov’s steps for a stolen card number are to cancel the card and request a new one, then update any automatic payments with the new number.
  3. Keep checking your statements. Report charges you don’t recognize as soon as you see them (FTC).
  4. Still parked? Pay the real way (see “Parking QR code scams: how to pay safely,” below). The money you paid went to the scammer, not the city.

More detail: I gave a scammer my credit card number. Paid some other way? The FTC lists first steps for each payment method.

If you typed a password or personal details

  • A username and password. Change that password right away, and anywhere else you use the same one (FTC). Make it strong, and turn on two-factor authentication. Can’t log in? IdentityTheft.gov says to contact the company and ask how to recover or shut down the account.
  • Your Social Security number, date of birth or other personal details. If someone already used your information, report it at IdentityTheft.gov to get a personal recovery plan. If not, or you aren’t sure, follow its steps for information that was lost or stolen (FTC).

The FTC also suggests checking your free credit report at AnnualCreditReport.com (you can get one every week) and considering a credit freeze or fraud alert (FTC). A freeze is free and doesn’t affect your credit score.

Step by step: How to freeze your credit, I gave a scammer my Social Security number, and what to do if a scammer has your personal information.

If you downloaded an app or a profile

The FBI says not to download an app from a QR code; use your phone’s app store instead. If a QR code page already got you to install something:

  1. Stop logging into accounts on that phone, like shopping or banking, until it’s cleaned up (FTC).
  2. Delete what you installed.
    • An app: delete it. On Android, Google Play Protect checks your phone for harmful apps, including ones from outside Google Play, and may prompt you to uninstall them.
    • A profile on an iPhone or iPad: a configuration profile can change settings on your device. Apple says to go to Settings > General > VPN & Device Management, select the profile, tap Delete Profile and restart. If you see no profiles, none are installed (Apple). If the phone belongs to your employer or school, check with its IT administrator first.
  3. Update your security software, run a scan, and delete anything it flags (FTC).
  4. Change your passwords and turn on two-factor authentication (FTC).
  5. Check your bank and card statements for transactions you didn’t make (FTC).

If someone talked you into giving them control of your device, see I let a scammer into my computer.

Can I get my money back?

It depends on how you paid and how fast you report it. The FTC says it’s always worth asking the company you paid with whether there’s a way to get your money back. But the FBI notes that law enforcement cannot guarantee the recovery of lost funds.

If a scammer uses your card number for charges you didn’t make, the FTC explains the federal limits this way:

Card type If your number was used but you still have the card
Credit card You aren’t responsible for charges you didn’t authorize.
Debit card You aren’t responsible for transactions you didn’t authorize if you report within 60 calendar days after your statement is sent to you.

Less certain: the parking payment you made yourself. Whether you get it back is up to your card issuer, so report it right away and ask.

For a credit card, a written dispute should reach the issuer’s billing-inquiries address within 60 days after the first bill with the error was sent to you. The issuer must acknowledge it within 30 days and resolve it within 90 days (FTC). For a debit card, the CFPB says your bank generally has 10 business days to investigate an unauthorized transaction after you report it.

How to report a fake QR code

  1. The city’s parking office. Report the sticker and exactly where you saw it. Use a phone number or website you know is real (FTC), like the city’s official site, not details on or near the sticker. New York City (June 2025), Raleigh, North Carolina (December 2025) and Asheville, North Carolina (February 2026) all asked for these reports after unauthorized codes turned up on their meters.
  2. The FTC. Report it at ReportFraud.ftc.gov, as the FTC asks. FTC staff use reports to spot patterns and build cases.
  3. The FBI, if you lost money. The FBI asks victims of tampered QR codes to report it to their local FBI field office and to IC3.gov (FBI).
  4. Local police. Contact your police or sheriff’s office using its non-emergency number or website (CFPB).
  5. If you’re 60 or older, or helping someone who is: call the National Elder Fraud Hotline at 833-FRAUD-11 (833-372-8311), Monday through Friday, 10 a.m. to 6 p.m. Eastern. A case manager helps you report the crime (Office for Victims of Crime, IC3).

Not sure where else to report? Try the report-a-scam tool.

How do I know if a QR code is real?

No check is foolproof, but watch for these signs:

You don’t need a separate QR scanner app, either. The FBI says downloading one increases your risk of malware, and that most phones have a scanner built into the camera app.

Parking QR code scams: how to pay safely

The FBI’s safest advice is to avoid paying through a site you reached from a QR code. Type a known, trusted web address yourself instead. For parking, that usually means:

  • paying at the meter or pay station itself;
  • using the city’s official parking app, downloaded from your phone’s app store; or
  • typing in the city’s official website address to see which payment methods it accepts.

For example, in June 2025 New York City said the only ways to pay for its metered parking were the city’s official parking app or the meter itself.

Watch for the follow-up scam

Scammers buy lists of people who have already lost money, the FTC warns. Be ready for:

What varies

Sources

  1. Federal Trade Commission: See a QR code parked somewhere? Don’t scan it…yet! (accessed September 24, 2026)
  2. Federal Trade Commission: Scammers hide harmful links in QR codes to steal your information (accessed September 24, 2026)
  3. Federal Trade Commission: Scam alert: QR code on an unexpected package (accessed September 24, 2026)
  4. FBI Internet Crime Complaint Center (IC3): Cybercriminals Tampering with QR Codes to Steal Victim Funds (Alert I-011822-PSA, January 18, 2022) (accessed September 24, 2026)
  5. Federal Trade Commission: What To Do if You Were Scammed (accessed September 24, 2026)
  6. Federal Trade Commission: Lost or Stolen Credit, ATM, and Debit Cards (accessed September 24, 2026)
  7. Federal Trade Commission: Using Credit Cards and Disputing Charges (accessed September 24, 2026)
  8. Consumer Financial Protection Bureau: How do I get my money back after I discover an unauthorized transaction or money missing from my bank account? (accessed September 24, 2026)
  9. Federal Trade Commission (IdentityTheft.gov): What To Do if Your Information Was Lost or Stolen, or Part of a Data Breach (accessed September 24, 2026)
  10. Federal Trade Commission: IdentityTheft.gov (accessed September 24, 2026)
  11. Federal Trade Commission: Creating Strong Passwords and Other Ways To Protect Your Accounts (accessed September 24, 2026)
  12. Federal Trade Commission: Use Two-Factor Authentication To Protect Your Accounts (accessed September 24, 2026)
  13. Federal Trade Commission: Credit Freezes and Fraud Alerts (accessed September 24, 2026)
  14. Federal Trade Commission: Malware: How To Protect Against, Detect, and Remove It (accessed September 24, 2026)
  15. Apple Support: Update your iPhone or iPad (accessed September 24, 2026)
  16. Google (Android Help): Check & update your Android version (accessed September 24, 2026)
  17. Apple Support (Apple Personal Safety User Guide): Review and delete configuration profiles (accessed September 24, 2026)
  18. Google (Google Play Help): Use Google Play Protect to help keep your apps safe & your data private (accessed September 24, 2026)
  19. Federal Trade Commission: What’s a verification code and why would someone ask me for it? (accessed September 24, 2026)
  20. Federal Trade Commission: ReportFraud.ftc.gov (accessed September 24, 2026)
  21. Federal Trade Commission: Did you spot a scam? Here’s what to do next (accessed September 24, 2026)
  22. Federal Bureau of Investigation: Field Offices (accessed September 24, 2026)
  23. FBI Internet Crime Complaint Center (IC3): Home Page - Internet Crime Complaint Center (IC3) (accessed September 24, 2026)
  24. Consumer Financial Protection Bureau: Who do I contact for help with a scam or fraud? (accessed September 24, 2026)
  25. U.S. Department of Justice, Office for Victims of Crime: National Elder Fraud Hotline (accessed September 24, 2026)
  26. Federal Trade Commission: Refund and Recovery Scams (accessed September 24, 2026)
  27. FBI Internet Crime Complaint Center (IC3): FBI Warns of Scammers Impersonating the IC3 (accessed September 24, 2026)
  28. New York City Department of Transportation: NYC DOT Issues Parking Meter Scam Advisory (press release, June 6, 2025) (accessed September 24, 2026)
  29. City of Raleigh, North Carolina: Scam Alert: Stay Safe from Parking Payment Scams (published December 31, 2025; updated February 18, 2026) (accessed September 24, 2026)
  30. City of Asheville, North Carolina: Be aware of parking meter payment scams (posted February 24, 2026) (accessed September 24, 2026)
Scams & fraud

I Gave a Scammer My Credit Card Number: What to Do Now

Gave a scammer your credit card number? What to do now, what you owe for charges you didn't make, how to dispute a scam charge, and where to report it.

Scams & fraud

I Clicked a Phishing Link: What to Do Now (Phone or Computer)

Clicked a phishing link on your phone or computer? What to do now, based on what you typed or downloaded, and how to report the text or email.

Scams & fraud

USPS Text Scam: How to Spot It, What to Do If You Clicked, and How to Report It

Got a text saying USPS can't deliver your package? How to tell it's fake, what to do if you clicked or paid a fee, and how to report it.

This guide is general information, not legal, financial or tax advice. Banks, card issuers and agencies change their procedures; always follow the official sources linked above. Found an error? Tell us and we will correct it.